tropicalpenpals.com A UK - Philippines family

tropicalpenpals.com A UK - Philippines family

This is our story about the Philippines and our life there as we develop. Im a 34 year old british male (UK) and my wife is a Filipina. We live in Cebu and at the moment im hoping between the UK and RP for work. But everything we do will be put into the blog so others can avoid pitfalls but also gain useful information.

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News

• Another tiring day..

  Almost at the end of the first week of work and boy do I feel it.. blisters on my feet.. cuts on my ankles and not a single muscle that isnt aching.. 34.. feel like 84 Im over in the UK working while my wife April is sat at home awaiting the birth of our daughter. Its difficult to make a living in the Philippines and hard to compare that one weeks salary can be as much as half a years earnings in RP.
  Although day to day costs are low in the Philippines setting up for moving there permanent is a lot more.. Lots to do and a lot of time apart which is something im finding very hard right now. We are in the process of securing our first lot.. (Property lot area of around 400sqm). Which will hopefully in the not to distant future be housing a few apartments for rent.

  How to get from A to B well at the moment its all pie in the sky.. with bits working and bits not. Lots of business ideas and will keep trying until things start to work.
  For anyone looking to move to the Philippines this will be a place to watch to see how things develop over time.
  To prove it can and will be done..

  thats me for now..

  take care..

  
• Do Long Distance Relationships Work?

  Do long distance relationships work?
  The simple answer is they CAN doesnt mean its an easy road and certainly not suitable for many. Most people I have come across since I began dating my now wife have had mine fields of things go wrong and right. Ask them would they do it again to get the woman they love the answer will always be the same. But after talking with some Filipino women I know you begin to understand how hard things can be.

  When you here about a guy crying on the eve of leaving his girlfriend behind in a foreign country as he heads back to his country of work things become more obvious. The love many find in the woman from the Philippines and other parts of asia are the women they have spent a life time seeking where morals, family loyalty and respect that hasnt been changed by western influences. Many people will say these women are seeking passports and wallets for which I can agree with some but not all. My wife for example lives in the Philippines and we have no interest in moving to the UK. Im not a rich man and never have been. BUT I can say all women are looking for security not only financial but a one woman man. Many have been cheated in the past and believe that a western guy is less likely to cheat. Which may sound bizarre but many are like me they have found a woman they are content with and no longer need to seek another and may have even changed some peoples view of women.

  Getting back to the can it work the answer is Yes but there is a lot of heartache involved and a lot of being apart which makes things very difficult at times. Also due to the internet and its ways there have been many cottage scamming industries appearing in the East and the Philippines as many other countries suffers with these. Strong advice NEVER send any money. The problems were there before you came along leave them alone.. many will be pure lies from some of the women you will meet and some will be true. The differences between the two can be so suttle you may not notice the difference between a loyal loving woman needing help and a thief and con artist. My advise on this will always be if its so urgent go and see for yourself take 2 weeks off work, perfect reason to visit. If its all fake then youll know within no time and save a lot of heartache and worry and if genuine you will get to meet in person. The fact being most Asian women will not ask for money out of pride and it “not being the right thing".

  How to spot a scammer you can buy my E-book for $10.00 and its likely to save you at least $1000 there are many traits hidden within conversations and they are not all straight for the cash many will work months on building your trust before they start harvesting theyre work with sick relatives needing medicine etc.

  The positive side being many people I have delt with or met have been scammed in various forms but they have also met theyre match with another women, so dont think everyone is out to rob you because they arent. But there are many horror stories purely down to the simple maths. If you meet a geniune woman she may be talking to you and a couple of other guys until you know each other better and things become more progressive. A scammer can be talking to many guys, which is why the horror stories seem to show up more and also the fact most people are happily married.. when did you last read a newspaper story saying “hey everyones happy and nothing really happened lately?” simple answer no one cares about what good things are happening it doesnt make the news.

  The dating game it takes many months to meet someone and build up the confidence and thoughts that I really want to meet this person. But it can be well worth the visit and wait and in my case im living proof. My experiences are mainly related to the Philippines so dont expect me to have all the answers. But one thing I will say is be patient your girlfriend is in a country that suffers with powercuts, telephones down and water that is on and off daily. So if you dont hear from her for a few days could be quite simply there is no electricity. Which has happend to myself on a few occassions same with mobile phone networks. Terrorism still exists here and one of the things blown up regular are Global communication towers (mobile phone masts). Your girlfriends life will be pretty harsh to come to as a reality and understanding what is what will take a bit of time. I was suprised when I got to the Philippines although not an OMG situation it was something I will remember. Not all things will be large enough to make a fuss but lots of little things such as having a large water container that you fill each time water is available so you can Pot wash because there is no running water for the shower when you get home at night. The culture shocks will be pretty big if youve lived in a part of the world where everything runs efficent and there is little poverty or crime.

  Dating I would strongly advise visiting after you have known a bit about each other also if you have any doubts about things make sure your 100% about things before committing to anything serious. You are dealing with a country that has a lot of poor over 70% of the population and although your girlfriend may be wonderful she may have members of family creating pressure on her because “YOU” yes YOU are a millionaire. anyone earning more than around $20,000 or £10,000 makes you a millionaire and that amount goes a long way in the Philippines so be warned your new found love maybe the best thing since sliced bread but there are many who are willing to part a fool from his money.

  The relationship can work and will work as long as you “both” are sure you can make it work there is a lot of deception which breeds from poverty and also the fact you being so rich that you can afford to lose it. Sound like a bad answer?? then your in the wrong mental state for long-term relationship. The problems in the Philippines arent yours you may be able to help in some ways but in many you will come out worse off. I have many examples and experiences I have come over which include helping members of family which then meant the guy was expected to help all members of family purely because theyre related. Other things included another person buying a motorcycle for a relation to run a small business and they ran the bike into the ground not even buying oil for it. Then expected the guy to repair the bike for them. My strongest advice dont get involved unless your prepared for the headaches that could follow. Dont give anything if your expecting anything back (many loans are seen as gifts and never even expected to be repaid). If you can get round this and you will get the support of your your girlfriend soon to be wife then your on to a happier and more fufilling life.

  
• First Visit to Cebu - quick guide

  Many people when they first meet are not only nervous but not quite sure what to expect.
  I can give you a run down on what to expect, as you get close to landing the first thing you notice is how green the land is and how much Ocean there is. This is where I instantly fell in love with the Islands and couldnt wait to get off the plane.

  Before now you will have recieved a piece of paper from the aircrew this is a simple short entry visa which should only take a couple of minutes to complete. Always a good idea to know where you are going as it asks for it on the form. Although I have put hotel names without addresses before and it has never been questioned.

  As you depart its always worth getting off asap to quite simply jump the queue at immigration that sometimes takes 30 - 40mins but time it right and your through before most people have got theyre overhead luggage. Its all formality just be nice and dont do anything you shouldnt be doing. Also worth noting if you are questioned about any items to do with luggage please remind the officer “you will be taking it when you leave the Philippines".

  Your now on route towards the automatic doors at the front of Cebu Airport after you collecetd your luggage. If you have no Piso change a little at the airport although the rates arent great. Doors open.. and chaos begins! First thing you will find is people asking if you want a cab.. and a woman who will happily find you a cab (who adds a charge for this service!). The other side of the road is full of people waiting for relatives to arrive. Ok get your bearings here.. ignore everyone around you and cross the road.
  Through the piles of people and up the ramp towards the departure lounges and pick your taxi from there. What you will need to do is have an idea of where you are going if meeting a girlfriend for the first time and she cant meet you at the airport arrange to meet at Ayala or SM Mall because if she is running late you can still wander around the stores. Also there are booths that will take your luggage while you shop.
  Advise if doing this to remember your bearings because the Malls are pretty big and you could take a while to find your bags! I dont have to explain a mall but generally everyone speaks english and are very used to foreign visitors infact your likely to bump into some there are that many there. Food wise there is plenty to choose from and most things are available for purchase. When you get in your taxi make sure the meter is running if the driver suspects you of being a newbie in Cebu he may go without the meter and youll end up paying double the normal rate. If the Meter is off tell the driver “Metro na lang” (Basically means meter only). Bearing in mind its illegal to ride without a meter you aswell as the driver could be fined. So if the meter is off and the driver refuses to put it on just get another cab. Another phrase you may find useful is “Lugar Lan” which means Pull over. Most drivers will pick up locations in your conversation so dont worry to much.SM and Ayala everyone knows.

  I wont give to much advice on money to carry with you etc. Because it all depends on your budget and where you are looking to stay. But generally everything is paid for in cash with most businesses and with corruption levels so high I would be weary of using a Visa unless you are sure its insured 100% Banking can be a very slow process and withdrawals are limited. There are a few major banks in town such as HSBC which has easy access to cashpoints. IN THE CITY. But the easiest way to send money although not the cheapest is to setup a few Western union transfers from the U.S. With a relative or friend basically stand there and get them to send your money for you. Then when you arrive you will have some money on you and a few Western union numbers that you can collect your money off. Because Western union is everywhere and gives you access to your money without the hassle of going into the City and sourcing a bank.

  Meeting your girlfriend/future wife I wont offer advice as its an area you need to resolve yourself.

  The Poverty in the Philippines is everywhere and will be at every corner of a building when you arrive so be warned. What I generally do is carry sweets and give them to the street kids strongly advise never to give money because drug habits by themselves or relatives is likely where your money will go. But if you feel particulary bad about someone then buy them dinner its cheap and you can make sure they get it.

  Some does and donts..

  Dont wear Jewellery you will draw unwanted attention.
  Dont carry anything you cant afford to lose.. leave it at home!
  If you are confronted by a robber let them take the items your are literally taking your life in your hands.
  Dont go on about how bad things are and how much things are better in your own country.. because everyone is already aware of it they dont need it pointing out.
  If you get a vehicle while in Cebu try to hire one with a driver its cheap and if there is any incidents its not your problem (may sound like the wrong attitude but you really dont need to be a foreigner involved in an accident because it will be your fault regardless of what happens).

  Whatever location you meet your Other half for the first time you will find she will arrive with an Aunt/sister both or other relative or relatives. Dont worry its normal! If you meet an aunt with your better half then you want to be very nice generally everyone is nice and are really happy to see you, especially because you have travelled 1000s of miles just to meet your future partner. You will be well taken care of and made to feel part of the family.

  Hotel wise your other half can arrange this for you on your behalf as she is likely to get a good deal and also know the best hotels in the area for you to stay.

  But if you sort this yourself unless your going in peak season sort it when you arrive as you may decide to move round to different areas of the islands so avoid booking in for 2 weeks in one place etc. Book a couple of days while you look around to decide what your doing. Besides hotels there are also Bedspacer or Pension houses these options are a lot cheaper than a hotel but paying $30 for a nice hotel room doesnt break the bank either depending how long your staying.

  
• Original blog extracts

  21.2.2008

  Long shifts, hard work and a nightmare homelife (stopping at my parents), makes you reflect what you have in life and what is also missing.. I can honestly say the only thing that keeps me going these days are my daughter, my wife and our soon to be born daughter. Things are an uphill struggle right now in more way than one. I know if i close my eyes i wont wake up in time for work im so tired.. Im not compaining just searching for a direction, all the goals I have are blurred and although things arent bleak its difficult to sort a clear future. Im not being negative just feel off the track and need to find the direction to head in. Im much luckier than a lot of other people and im aware of that.. just wish things were a bit easier.. ive blisters on my feet, cuts on my ankles.. a cold and body aches all over from work.. and no time for rest.. but will plod on until something clicks..

  WHO TO TRUST - 18.2.2008

  Ive been back in the UK approx a month. A lot of things have changed while away..and although I expected things not to be easy I never expected things to be so bad.. Major problems with my parents and my ex partner making my life hell to see my daughter.

  Ive never expected or asked for much from my parents.. being 1 of 4 and generally the outcast within the family.. my bros being a favourite of my mom and my sister my dad. So always expected to be last in line.. which has made me independant and generally hard to break. But returning to find many people that I used to call friends and those that should be my family.. doing and saying things I never expected, but to be fair most of it was done behind my back and never to my face (because i wasnt here to defend myself). The biggest problem that has always been a problem with my parents is expecting me to go back to my ex which for 11 years was mainly a nightmare in which I stayed for the sake of my daughter who is now held at rasom whenever my ex feels like it or isnt happy with a decision ive made. I wont go into great detail but things that were spread about me while I was away is the first time ive honestly felt the way I do.. im not Angry but Sad.. because its now about to cause a split in my family that I would never dreamed of doing, but im left with no choice.. I hate no one in my life.. but the time has come to say no more… no-one listens and no-one really cares.. so will just move my life on and forget my past. When my life was over with my ex my parents made my life as difficult as possible and literally hell..to try and force me to go back to my ex yet they didnt care for the reason I left in the first place theyre only concern is themselves. Anytime ive needed support in my life ive gone it alone until recently when I met my now wife April. Ive had many situations in my life where I could have been broken but the difference is there has always been just me to fix things, leaned on  by many but there was never anyone to catch my fall. Which has made my life on a different trail to most because I cant fail.. I refuse I would rather die trying than give up. Im lucky I have a wife as good as April and I love her completely. Ive lots more to write.. but im a bit blah blah due to just coming off a 12hrs shift..
  
  
  TODAYS REFLECTION - 11.02.2008
  Many thoughts pass through my head today.. and like a jigsaw I am starting to piece a future.. There are 2 main concerns the first being that I hate being away from my home in the Philippines but miss Nicole who is here in the Uk. The other being business and the building of our family. The things most important are being as one.. being a family but also providing for that family. The responsibility ways heavy on shoulders.. Biggest current issue is where I should be.. work rates are higher in the UK but I cant build a business here as they will primarily need to be in near my home in RP. So where to start is the big question.. The website is beginning but still months away from anything that is of use. Product sales will take a long time to develop and make profitable. The first money for our lot is now begining to be gathered as soon as I land my feet in a job which has been so dry the last few weeks due to the slow period after Xmas. Life can be an uphill struggle and I expect it to be I wont fail and I refuse to fall.. But my path is still an overgrown hillside yet to form any footsteps on the trail, all fresh and new…
  
  
  The Bleak truth - 11.02.2008
  
  After my first couple of weeks in the UK i realise what sets the Philippines apart. Although many things are similar or the same in both countries there are certain factors that make me wonder what it is to be British these days. Watching on Tv a bishop agreeing with views on a medieval muslim law. The fire Brigade constantly under ambush attacks my teenagers, the most annoying fact the government fudged the figures to hide them. Tonight I sat and watched a program with “Ross Kemp in Afghanistan". Watching programs like these show how are soldiers seem very disadvantaged and left in a war that cant be won without a large increase in men on the ground. Its ok firing a missle or dropping a bomb. But the areas need to be secured not advance and retreat. The Taliban still hold the ground just lose a few numbers and they are quickly replaced from Pakistan. People are losing theyre lifes while NATO have troops that choose to avoid any conflict I hold my hat to France and Germany that seem to operate on Token Gestures yet will expect the assistance if things go wrong. Im proud of the troops serving theyre country out in Afghanistan and Iraq and just wish the politicians in power grew a spine and gave them the support they need instead of counting votes. As to down sizing the military its great having technology but the M.O.D. cant supply the basics.. so stop saying we are doing this and that.. and stop making excuses the truth is budgets are being cut and its putting peoples lives at risk. The truth also is that much of the equipment is outdated or missing where did it all go??? No doubt a few senior officers made a quick buck by selling theyre troops out somewhere down the line. Try prosecuting them instead of the old school network that leads to “early retirements” and the buck being passed to a Junior rank who will no doubt do the prison service.. while the officers keep theyre military pension and enjoy the fruits..
  
  Many people may think I talk to much about politics and things that are wrong. But to be honest its not me talking to much its you not talking enough to change the UK to what it once was. We are sold out by europe, we are influxed with illegals and non-productive immigrants (no im not generalising im well aware that a lot of people are productive and work hard. But the fact remains there are so many people now in the UK that may have never even worked in theyre life time since they arrived from such places as Somalia etc.) Yet they need more medical assistance and generally are heavily involved in criminal activities. Im ashamed of what my country has become from what it once was. Not only that but the fact that it seems to get closer to the gutter each day without anything being proactively done. Politicians need replacing the ones presently in power are quite simply just sitting on a gravy train letting nothing change except the constanst insistance on tax this tax that.. fine this fine that.. but what happens with the money is it solving the problems that theyve took the money from?? Simple answer no!!
  
  my sweet my love - 11.2.2008
  
  Another day from far away i see my wife and wish i was there each day, her smile, her thoughts, her beautiful ways.. I thank god shes mine and i love her in everyway. Finding work is slow and the days seem long.. but my wife is there to keep me warm. The one thing in life thats true.. is the way she loves me and the way I love her too.
  
  Soon I will be home once the months have passed.. to see our baby and to see how Kik laughs.. to see my wife and how proud she is for our baby to see.. and to know im a father.. glad and happy.
  
  
  
  Welcome back to Britain - 2.2.2008
  
  Welcome back to britain on a cold and rainy day.. but dont worry about the rain because the snow is on the way..
  
  The car you left behind that day before you left the Isle you forgot to pay the tax and now its part of a pile..
  
  The fuel has shot through the roof and shows that nothing is free but your always welcome here because its you and your cash we need..
  
  There may be no sun this summer due to global warming.. but for everyday your here you need british gas to keep you warming.. not another tax but a price hike dawning on the price hike they had before you went away, but its fine you missed that one because we have plenty on the way..
  
  Thank labour for making this land so poor taxing all the workers to help pay for the poor.. but there is a little problem within this very thought.. now im taxed so much surely i am poor?
  
  
  
  Why the Philippines is my home 2.2.2008
  Some of you may wonder why Philippines has become my home but its for many reasons…
  
  When the plane first came into the Philippines and began to lower as it got close to Cebu for landing looking out the window all I could see was a beautiful place that I want to be. But that isnt what made me want to live there. But its a strange feeling as you leave the plane and head up towards immigration its shouting your Home!
  
  But the secret to paradise is not staying 2 weeks its staying longer after 2 weeks you may forget the Philippines after heading back for work due to a few months later things are just a memory due to being preoccupied with bills, work etc. There are many that would say “the Philippines is corrupt and dangerous". But my answer to that is look at what has happend to the UK fuel prices sky rocket Gas,electric prices increase there is no sign of an end to the increases and the government doesnt seem to do anything about the problem. Makes me wonder where theyre shareholding investments are. The corruption in the Philippines is through the country I admit but in the UK the government tax “working” people to death to accomodate those that dont and the “social” service pensions are protected to keep theyre voters happy so who is corrupt?? The none working immigrants that destroy the NHS system and are overflowing the british prisons (over 60% not being british born and bred) but also these people vote labour.. Its a spiraling back road where the UK is falling off the map things are getting more expensive but less and less is done to put things right. Makes me wonder how much Tony Blair took in his back pocket from Bush. Its strange we are fighting wars so called “war on terror” but whats it to do with Oil and what is the Bush family and theyre criminal associates involved with? So my answer is this…
  
  The corruption in the Philippines.. “Its cheaper!!”
  
  Dangerous ? “Have you seen the crime figures in the UK?” which is not including the hidden or fudged information murders and gang killings dont hit the press much but head to an A+E on a friday or saturday night in a major city and count the gun and stab wounds.
  
  Increasing costs “they will always be cheaper because we dont need heating we dont need a car because i wont work 60 miles away like the UK".
  
  but finally its people.. not only my wife and family because I couldnt have better in laws they are all very nice and loving but even the man on the street. I cant go out more than an hour without hearing a “Hey Joe” or “Kano” in the background but always smiles.. I was in Malaysia on route to London stopped to talk to my wife on the net and all i could hear was some babbling old retire complaining that he wanted on the net and how selfish everyone was for not making way for him. A british retire.. first person ive heard complain in months and its some silly impatient old English guy. Then as I was sorting my passport for immigration a woman was swearing about some official yet another English woman.. these sort of people are not only the reason I dont want to be in the UK but also the reason we get so much bad press. Anyone whos suffering with stress or just wanting a holiday would strongly advise take a trip to the Philippines!! you wont regret it.. It changed my life for the better. The one thing I find funny is my mix of language with Cebuano,Kano english and english as i try to remember words I havent used for a while. What has happend to the UK that so many people are leaving as soon as they can? I wish all the people well in Britain and have nothing against anyone personally I havent been happy here for years as I watched things deteriate Im proud of my heritage which is probably why it annoys me so much on how its been sold out by the UK government.
  
  
  
  Thoughts and flights 1.02.2008
  Im sat on a plane on route to London..
  
  Many Years ago I took an infill job while waiting for something better to come along a guy started the same day as me and we became friends. Although I forget his name I remember the time we chatted while having lunch and understand now what he was going through. I couldnt understand why this educated guy was in a dead end job but today it all became clear. He was unshaven looked tired and wearing a chequed blue shirt. At the lunch we discussed his wife who was in Thai land and he had spent 2 years so far trying to sort visas and was still going through the process yet again after a refusal. He hopped to Thailand when he could to see his wife and this is why he was in this dead end job, it was a hop. A job not lasting more than several months before going back to Thailand so he could be with his wife. He was so tired and worn out due to the stress and worry of the paperwork process and due to missing his wife so much. At that time there was no Yahoo or Msn only expensive telephone calls, letters and emails if you were lucky enough to have dial up internet. Where he is now I dont know.. I hope he is sat somewhere with his wife and kids taking things easy, he had worked so hard for what he wanted in life. But while sat in this 747 with the lights dimmed and my pen writing this in my diary I flick to the photos my wife has put in my diary and know every minute apart is a minute too much.Everything I have with me defines us from my very thoughts to my wedding ring. In the Philippines i would remove my ring due to it getting so hot went I slept. But now it wont leave my finger for 2 reasons the main one being I want to always feel close to my wife and the other being that we are almost ready to land in London and the air is cooler and looking out the window at 6am its telling me its going to be a cold lonely few months.. I worry about my wife being so far from me with Kik due so soon… but I just hope she knows that I may not be there in person but im never far from her side and my thoughts of our child and my wife April are always in my mind.

  
• Philippine scammers

  The scammers in the Philippines is something that really annoys me because although I understand why some of them do it. Most couldnt care less about the damage they are doing for the real Filipinas and also the hurt they cause. Most of the guys ive met from the Expat community arent only nice people but helpful. The one thing you will also find is most have been scammed at some point. Some of us for $1000s! your thinking no this could never happen to me, right?

  The girl your talking with seems genuine and she loves you but what is really going on…

  There is the chance of some of the following going on..

  She talks to multiple guys.
  a relative is sick and she cant afford the medicine who is coming to the rescue?
  About to be evicted for none payment of rent.. whos going to pay?
  Internet is about to be cutoff.. another bill to pay?
  Computer is broke can you send money to get it fixed..?

  The list goes on and although $100 here and $100 there doesnt sound a lot it adds up and the worst case scenarios it adds up with multiple guys being scammed regular. Not only is it the money thats a problem its the false belief that you have a woman that loves you and when you finally agree to meet and fly out to see her… she wont be there at the airport and a good chance you will never see her. Leaving you feeling a bit lost, out of pocket and a ripped out heart.

  Best option all round is NEVER SEND MONEY!! always make excuses if she loves you she will find a way to survive, get online etc. Dont get blind to a person you have never met you dont owe this person a thing in life and to expect or ask you for money should start ringing bells straight away. Filipinas generally would never do this..

  Now before you start to get disheartened there are more than a fair share of genuine women out there that are loyal, loving and looking for a guy who will love and treat her well. All im saying is be very aware of things around you and if you ever need any help please just get in contact. This is an area I want to help guys from being ripped off but to also help genuine Filipinas.

  
• Political Unrest in the UK

  Ive been back around a month and ohh boy has the place changed! When I left in November people were grumbling about the influx of immigrants and migrant workers in the UK. Now some of you maybe shouting racist!! but its nothing to do with that but economics.

  A traditional British family 2.5 kids 2 parents house mortgaged and expensive and increasing fuel prices and food prices.
  Husband Salary - Approx £1000 after tax
  Wife part-time salary - £400 after tax
  Monthly rent/mortgage £-500
  Monthly food bill £-300
  Monthly fuel expenses £-100
  Monthly car running £-160
  Monthly clothing etc. £-160

  INCOME £1400
  OUTGOING £-1220
  Leaving £180 for emergencies etc.

  Polish or other Eastern European worker

  Shared house Approx 6 males
  maybe working 2 jobs - £5000 per month min
  Monthly rent - £500
  Monthly food bill - £300
  Monthly fuel expenses - £100
  Monthly car running (shared) - £160
  Monthly other expenses - £160

  INCOME - £5000
  OUTGOING - £-1220
  Leaving - £3780

  Which OK they are working hard for their money like everyone else BUT this is where the problem lies..
  A British family lives here 24/7 all year round. Houses have shot up in value due to the demand on property with the influx of people. Which means that if you are the average British person wanting to buy
  a house you are now priced out the market generally.
  BUT if you are Polish etc. You are building or buying back in Poland where the pricing is much cheaper and eventually will return home. Which to me
  is fine because im doing the same in Cebu.
  The problem is the volume of numbers of people have effected the economy. I am normally picking jobs but now im scrapping around for one. Although while writing this ive hit a golden job so sort of puts this out the window..lol I have been in the factories where the backbone of British Industry once existed and to find out that for example the shift I worked last night is 3/4 immigrant population on my shift when I know how hard it was for me to find work and also the fact that a lot of the wages have not gone up in line with inflation and in some cases have dropped to minimum wage it makes me wonder when this will end. I feel sorry for
  my fellow British manual workers because the government makes it harder each year for these people to have a voice, and also to live. Its not racism or even annoyed at other races. It is down to Labour Government only which has pretty much sold out the British people as a whole. The only ones that benefit from this type of system are the wealthy.

  
• Sunday.. day of rest.

  Today is Sunday..First time since I arrived in the UK I said to hell with it and rested.
  My daughter Nicole stayed over last night so missed a shift at work. But spending time with Nicole is priceless also puts the value of life back into my head.. no point having a heartattack from a tired body working to death. Children arent only your future but its the fact they see the world through different eyes. Pure with honesty and hope. Even when things are really bad a kid can be made to smile so easily. Im greatful for Nicole and the daughter my wife is about to give me. One thing is for sure im lucky. My work maybe hard and my body weary.. but i have 3 wonderful females in my life keeping me in stead.

  
• Times Are changing

  Ive been in the UK since the end of January and realised that the world here is not the same as the one I left only months before. There is a serious under current of hate stirring up and generally people would have thought in the past of Racism. But its not its purely directed at the Government for letting things fall apart so quickly. Im no expert but there is some major problems which seem to be totally ignored by the government. Schools and medical services are overrun. Crime rates are sky high and rocketing and Government sit there doing nothing. Makes me wonder why. But the truth is all I can see is a country selling out its Population for personal gain. Things may not seem as clear as day right now. But Tony Blair who is looking for that first European President position how can you secure such a job?? Unless you can get support of other countries.. maybe a lot of Ex-Eastern block ones maybe?
  Truth is as a British Citizen Born and bred I and my fellow country people deserve better. If the country gets to the stage of civil war I hope every MP that has made this mess get what they deserve. You are in a
  Position of responsibility not a position of self gain. I didnt vote for labour like many others but the fact that most people didnt vote is a major problem but the truth is no-one has any faith in the politicians they are all as corrupt and self obsessed as each other. Someone get me someone we can believe in PLEASE!!

  Either way the damage done with the present government which involves leaving troops stranded for years in Iraq and Afghanistan and no clear strategy to exit is beyond me. But then to sell its population to europe well all I can say the tax increases these idiots are creating here will only end up with either the civil war breaking out or more likely the same as the government of the past with the “brain Drain”
  Similar to what happens in the Philippines with its medical staff seeking higher salaries. This is happening in the UK and increasing yearly.. why does it effect the country so much??
  Simply because you cant fill he void of experience. Yes you can create new recruits but that is something else that no-longer exists in the UK there is no Apprenticeships and there is no backing for school leavers. I would advise anyone these days in the UK to look at the bigger picture and where they want to be in the future. For me its the Philippines with my wife and children. But there I will begin retraining and studying to generate extra incomes by working overseas at least 3 months of each year.
  You may think i sound a bit argumentative or negative but its the opposite. I just wish there was something I could do to fix this UK problem but the elections are too far away and there is no opposition worth putting an X in the box. We are SOLD OUT whoever takes power because change means decisions and no politician will risk being unpopular. There is talk about the new budget not being hard enough.. the problem is nothing to do with budgets its to do with immigration and asylum. 800,000 Polish
  people arrived in the UK in under 12 months thats just crazy and doesnt include all the other Eastern Europeans with free rights of access. I know Tony Blairs answer to this previously was that we could work in Poland etc..But what the village idiot either doesnt understand or doesnt care about is its a salary of less than £300 a month there!! With the Brain Drain starting again in the UK the high level jobs worldwide will be taken by Expats who are distancing themselves from the UK and the way its become.
  I am more proud to be part of the Philippines than being British all I feel from the UK is sold out and
  betrayed and every person ive spoken to since my arrival feels the same.

  

Where to eat

• Where to Eat

  Cebu has many places to eat varying from good food down to bland. Generally the food isnt amazing but hey your not paying heavy prices either.

  

  Jollibee logo

  Jollibee - everywhere (junk food)
  Fast food there is always the faithful Jollibee which is a food chain that originally began with an icecream parlour and leaves McDonalds standing in the Philippines not only for food quality but variations. You can get a much larger selection of food in Jollibee including burgers,hotdogs and side orders of fries or rice. Price wise if you ate here 3 times a day you could for less than $4.00 but meat quality isnt the best 4/10
  McDonalds is around and ive come across 2 stores in Cebu but the food and service were poor to say the least.

  src="/blog/media/blogs/tropicalpenpals blog/tequilajoes.jpg” alt="” title="Tequila Joes” width="184″ height="59″ />

  Tequila Joes

  Tequila Joes - Ayala (Mexican food)
  I like this restaurant. Food is pretty good in line with a British Pub grub. Its a mexican themed restaurant and has live music in the garden area at the back. I would advise anyone in Cebu to go there at least once. Its in Ayala Mall and even offers a delivery service. 7/10
  Telephone :-

  AA BBQ - Minglanilla (mainly seafood)
  Serves juicy chicken and pork BBQ best eaten with the special salad served for free. Salad is a mixture of tomatoes, onions, green mangoes, in a special vinegar dip. A glass casing shows several raw seafood items which can be cooked/grilled at your request. I love the Calamari and you will find me at AA BBQ regular. Yes because I like the food and also because its near enough opposite my house. The building is traditional styled but the chairs are plastic Patio sets. But the food is always good here and I find the manager at the Minglanilla branch helpful and pleasant. 7/10

  Sunburst - SM Mall (general restaurant)
  The food here is fairly good no complaints staff are efficent and I generally have a curry here. Although its not to the same quality as the UK curry houses it does give me a fix of a mild curry. We normally have Calamari as a starter which is also very good. 6/10
  Bigbys - Ayala (food from around the world)
  Food here was great although the service was a little slower than other restaurants. But this could have been due to the volume of customers there. The food was good and tasty. They also serve Osterich which is really good and I would recommend here for a meal. 7/10

  Kenny Rogers - Ayala (chicken house)
  Food here is ok, service was slow and items missing from menu. The grill was smoking too much. Took 3 items off the menu to get one in stock and ended up with some of my order missing. Food is ok but its not high on my list to busy and quality is better elsewhere. 4/10

  Grenwich - Giasano Fiesta (Pizza house)
  Pizza here is ok I know some of you may disagree but we arent in the U.S. and the food stocks are very different here. But generally I love the pizza! The menu is fixed with a few varieties and pricing is cheap. There is also Spaghetti available and if im in the mall in the morning and hungry this is where you will find me. They do a mix meal which has Pizza,chicken drumstick and spaghetti really cheap. Spaghetti tastes cheap but I like it and like most things in life you get what you pay for. 6/10

  Dessert Factory - SM Mall (general)
  Food here is reasonable and pricing is ok. Service is reasonable. Food took a little while to come from the kitchen. Restaurant is ok wouldnt rate the design highly more of a diner than restaurant. Also ceiling unfinished with ducting exposed. 6/10

  

Personal blog

• BB Dai

  Monday was a strange day with a lot of worry, thoughts, excitement and a day that turned out better than good for everyone..

  5.59am receive a text from my wife April that she is heading to the hospital as her waters began to break.. I was already awake at this and on route to work for my first day on the new contract. Job was a bit up and down due to company politics and the fact that the company I am contracted to is using me as a permanent contractor (in the clients eyes) to keep the peace and absorb the flak. Usual role with the usual hassles but was a lot lighter than usual due to my mind being over 8500 miles away with my wife. Didnt hear from April for most of the day.. and then the worry began to set in.. so tried to concentrate on the work as I went round but still no luck.. although managed to complete the day with most of the Political and covering butt exercises (ie Health and Safety) for the day so a fresh start could happen the following day. Then on the Journey home got the msg I had been waiting for.. the birth of a 6.8lb baby dai (girl) and everyone was ok
  A sigh of a relief and a smile on my face….

  
• Knife in the back

  Today is an odd day.. i went to work as usual. Although the job i was doing was based on a 4 weeks on going contract something odd occured. 3 days ago the guy I work alongside meantioned the fact that the position i was in used to belong to a guy who got fed up of only working 2 weeks a month. So i thought not a lot of it just the fact that surely they will let me know so i can look for another contract if that was the case. Anyway.. arrived today checked the overtime for Saturday and Sunday.. wala.. nothing
  asked the line manager why there is no overtime, answer maybe there will be some next week. So i thought ok, the job im doing is pretty crap.. dirty, horrible messing with toxic chemicals. So i rang the agency asking why there was no overtime because of the fact was told there was lots. Answer.. ill call you back. I setup everything ready for work and then the agent rings back saying there maybe overtime next week but they havent confirmed ANY hours for next week yet. Bearing in mind over the last 2 weeks ive learned that they are busy at the end of the month and quiet at the start. You can guess what was happening next week which they hadnt bothered to let me know.. yep your right!! they were just going to dump me in it and just say no work available. So i thought two can play at that game and left. The guy im working alongside is in Dublin until Tuesday day shift has already worked (who do have overtime this and every weekend due to being permanent) and the night shift will be fired like me asap.
  I just dont understand the logic of these companies, because they struggle to get people to do the job then they go out their way to rub people up the wrong way. Ive left them with a shift load of car parts that wont be completed on time for Monday so they can kiss goodbye to the end of month push for work out the door. Theyre now behind. All for the sake of telling lies.
  I dont expect them to be honest but i dont expect to be dumped in the crap.. they had no intention of letting me know to line up other work they were just going to leave me high and dry. Thats my rant for the day. Spent all afternoon sourcing my next job. Just keep pushing!

  
• less than a week

  I look at my wife each day across the webcam wishing I was there instead of here.. But this week ive noticed more, changes as April gets ready to give birth to our daughter.

  As the months have passed and our baby grows,
  all I see is my wifes heart glows,
  A light smile grows wide as she feels the babys kick deep inside.
  No longer a thought.. or a not sure.. but a little person who knocks once more,
  waiting for the time so she can be mine,
  making my wife grin from deep within.
  Because she is no longer just my wife but a mother too and Daddy will wait for your arrival so soon too.
  So i thank you kick for making us so complete,
  and making your momma so proud and look so sweet..
  cant wait to see you because I love you too. Be good for momma until daddy arrives home too.

  
• looking back
  

  Its 2.36am on the 27th of Febuary a month a way from the first meeting online of me and April and also March will bring the birth of our daughter. Its a time of reflection on now and then.
  Knowing that in the year that past we had many trials that not only showed who we are but how much we mean to each other. A tower of strength when we needed it most. Much of the last year I would like to keep personal. But I can say that its the way April is that showed me what ive missed most of my life, even as I am here in the UK working to buy our lot and push sell some of our goods everyday my wife is there before I goto work and wakes up as I get back to my parents. Listens to the bad day ive had which currently have been a blur of one after the other recently.
  But a warm smile and seeing my wifes bulging tummy just lets me know everything is worthwhile. There may be something better round the corner with work with luck, but its the people I see in front of me that mean the most. Life can be hard but the love of a strong woman goes a long way.. Im pretty happy, and content
  only things keeping me on edge are the complications this year is bringing as we start building our home and the start of our family. Is getting enough money to return home to the Philippines. Im looking at around P1m to take home.. which will build a couple of houses and buy our lot and hopefully see us through the winter. Time to pull the stops out and push for more.
  Im just lucky I have a wonderful woman as my wife.

  
• The Philippines

  What makes the Philippines different from my birth place of the UK to the point I call Cebu City my home? The reasons are many some can be explained some need to be experienced. A lot of other people I know have had the same thoughts as the plane touches down on the tarmac.
  The first thing as you approach the islands is the beautiful green lands and sea that you can see below you. Once the plane stops the excitement has already begun to build. You exit the plane and get hit with the warm heat, an almost perfect climate where its not as hot as florida and not as cold as europe in winter. Then your visit begins. Some things may bother you more if your in another part of the world such as the Taxi drivers trying to overcharge on the off chance your just a nieve foreigner who wont grumble at paying double because the prices are so low. But this and the fact that nothing is urgent is part of life here. But its partly why I love it so much. People are generally nice and everywhere you go you will see a smile or here a “hey Joe” (saying left from WWII). Regardless of where you are from you will always be thought to be Kano (American).

  The food in the Philippines especially in the cities is abundant and varied. From Japanese Sushi
  to Kenny Rogers chicken. Big difference I find though is the price. Expect to be paying around $20 for more than you can eat in a nice restaurant for 2. Me and my wife normally have 2 main courses, Calamari while we wait and drinks, plus leave a tip for less than P1,000

  Hotels Expect to be paying around P1,600 depending on what you are looking for and the length of your stay. For example you can source a house rental for P10,000 a month with a bit of hunting around. The hotels vary a lot and advise just booking as you go not because I expect the hotel standards to be low but quite simply allows you to move around and with the prices so low you can get to see more of this beautiful country.

  What to see there are the usual things with tropical islands such as the diving, yachting, snorkling, wind surfing etc. but there is also jungle treks. Trips up into the mountain regions which is very beautiful. Visiting Santo Nino (church in cebu). If you are here for a 2 week stretch you will find not enough time in the day. If your here for a few months strongly advise travelling round and most importantly meeting the people of the Philippines who generally are a friendly population that are proud to have you as a visitor to theyre country.

  Shopping is fantastic for clothing but many other items are cheap and nasty chinese imports you are better to avoid. Electronics better to get a flight to Hong Kong on the way out the Philippines home to get the best deals or head into other countries which are heavy into electronic production and not heavily taxed on the import of the goods.
  Things to avoid the southern Island of Mindanao I have heard good and bad stories for. Especially around Davao. Personally I havent visited the area and with there still ongoing problems with terrorism I would advise to avoid. Manila has been the target for bombings although I believe that its as likely there as it is in London, have visited Manila myself and found it a safe city. Some people say avoid driving but personally I use a scooter to get around because not only does it give you the freedom of being able to come and go as you please, cut through traffic jams and get anywhere quicker than others. But you can take photos when you see things which you couldnt do in a car being driven by someone or by yourself. If you drive a car be aware you are in a country where you may be blamed for whatever happens in an incident quite simply because of your wealth and nationality. Your not wealthy? your in a third world country you will always be seen as wealthy and be expected to pick up the tab for an accident. I would advise a scooter or motorbike for anyone who is confident on the road and can keep your eyes open.

  Corruption there is corruption running through anything involving the government and bribes are often expected as a “express fee” but to be honest the amounts are very small and generally speed up things such as having paperwork processed for visa extensions.

  My advise visit the Philippines dont be flash with the cash split your money around your body incase of a robbery as it is possible. Dont argue with someone or raise your voice as this can be dangerous due to someone losing face pass the problem to someone local but keep your cool. Dont wear any jewellery you dont need and a cheap watch. Nothing worse than losing something that is personal or expensive and both could happen very easily if its glittering from your arm or neck. You are in a country where people struggle to eat each day. Do enjoy your holiday and keep to areas you know are not black spots such as Colon Street at night.

  Posted by Matt at 02:11 0 comments
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  About Me

  Matt
  Worcester, Worcestershire, United Kingdom
  Im Matt primarily an engineer and building Inspector. Im from the UK and 34. My wife is April who comes from The Philippines.

  View my complete profile

  
• Today Tomorrow or the next day

  This is something that im trying as hard as possible to get away from. Since ive now started a job thats afternoons but not exactly the nicest of jobs I end up at the end of the night with aching bones, wet clothes and tired. But if you like me are serious about living in the Philippines.. it all has to be done today..as soon as you get home etc. Because otherwise what happens is you delay, today becomes tomorrow and tomorrow becomes the next day. For me its pushing through with business and developing things to make life easier for the future. Juggling time that isnt always mine lately due to working 7 days a week. One thing is for sure you will like I come across many brick walls not only with problems where you least expect them but also from fatigue, worry and sometimes stress.. all things I dont suffer when im in the Philippines but here in the UK its very dog eat dog. Always looking for new openings for business but headaches I generally find come from my ex-girlfriend who seems to blow hot and cold this week hot enough to burn. Talk of cutting me out of my daughters life and just plain stubborn. The damned if you do and damned if you dont always springs to mind due to me trying to be fair but its all one sided especially for fathers here. Getting back to the point of this part of the blog. If you are going to meet your on-line girlfriend,future wife,friend.. decide today dont wait I will tell you why.. those days turn to months then into years and before you know it you have wasted a lot of time. With me and April I kept having to put things off due to work commitments new contracts starting etc. Which went on for months until a couple of things happend that made us both commit 100% realising that we need to meet.. We talk every day on the internet on the phone, emails if we arent around.. there can only be one thing we had moved from friendship to love and it had become very serious for both of us. So do the same because if you dont you will never know and if your looking to retire to the Philippines get a holiday out there asap and start looking where to plant your roots while you are still working. Will give you a chance to pick where you want to live and also get the wheels in motion. Just a thought

  
• Zoey..

  

  Its strange how Zoey,BB Dai.. or Kik as she is called by me and April can change lives so easily. She came into our lives 15 days ago and although I havent heard her cries or usual baby sounds.. only contact has been via the internet I can see the love shining through Aprils smile. The bond between mother and child is something im lucky to be able to experience even from afar.. The look my wife has upon our daughter as she sleeps in her arms and watching Kik lay there so content is priceless. Its times like these you value what you have in life and being away from Cebu working realise even more how precious the things you have. Just cant wait to be back home and hold kik for the first time..
  Its strange how kids can always put things in perspective and even on the worst days there is nothing better than a smile or a hug from a child to make your day..

  

Road to self-sufficiency.

• Business and the Philippines

  This section is an idea im starting with quite simply because I want to prove that people can make a business in the Philippines and I also want to show its not easy but its not impossible!

  First things is to decide what markets need you most and what the competition is doing right and wrong. Currently farming is an oddball for me but im trying to understand it more. Primarily im looking at cattle namely goats. But will look at other options too once I have this off the ground. Why I choose goats over other stock..simple answer I dont know. I think I just like them but not only for the fact they have character but also they are good for meat, cheese, milk, yoghurt, butter, ice cream. Aswell as being pretty hardy. The setup costs are pretty steep but the rewards seem to be to by what ieve seen with other breeders. So watch this space. Will be bringing photographs of the goat house being built including sketched plans and things to look for.

  Clothing,
  the Philippines is full of clothing factories and designer brands can be picked up Levis in Manila or even picking up Bench clothing in the malls. Either way you can make a killing on the prices. If your heading back to your country of origin would advise asking a few relatives what they want and making a few ££s on the stock.

  Soaps, jewellery and other crafts. This market is awash worldwide but the problem with Western shops is they are overpriced many may say greedy but if you see the business rates,taxes rentals you can understand why. A necklace can be purchased for less than £1.00 but similar can be seen in the UK for £7.00 a little bit of networking and a mail order site could work out to be a small gold mine in your favour and hopefully mine. Something thats under development at the moment.

  These ideas are all in some stages of being formed or built..

  The final main one which is primarily based for the Philippines only is Property, buy,sell,rent me I believe in buy,buy,buy never sell. Rental markets are cheap in the Philippines but the prices are starting to rise. Many people are asking why things are going up. Ive give a bit of thought to this and there are several reasons rent and land is going up. Many overseas workers are starting to get older and wanting to come home and the Philippines wants them back. So there is one group of people with the money and rights of ownership. Next group of people are like my wife and me. Mixed couples we can afford to buy land and build. But looking to speculate so we can live in Cebu full-time without the worry of trying to find work. Rents are always in demand if the price is right. The final group are Retires looking for a good standard of living for the right price and who can blame them. Many have suffered with the drop of the dollar but it also made me wonder if people are feeling the pinch more in the U.S. maybe the numbers of Retires are increasing too and not only from the U.S. more people are travelling to the Philippines worldwide. A popular destination in the UK is for the older generations to head to Spain for the winter due to saving on the heating bills. But in recent years the land prices have rocketted so where might some of these people now be looking??
  Property will always be a winner 110% just keep a legal eye on what you can own. This will be something me and my wife will be sharing with you over the next several months as we start building our home.

  
• How to get the most from your trip

  Travelling too and from the Philippines can be an expensive affair. What I recommend doing is finding ways to make money going each way. If going to the Philippines electronics are expensive and certain items other expats are missing you could either take as a favour in friendship or negotiate a small fee. Generally a flight price will be around £400 - £500 so if you are like me you are already married and have accomodation in both countries so carrying clothes isnt needed. Topping up with quality chocolate is also worthwhile but generally i give mine away..

  On route back I advise buying Bench clothing and Levis. Try and organise peoples pre-orders so you know who wants what so you dont get stuck with stock. There is other items that are worth selling but you need to shop around. Cigarettes will also sell easily due to the huge taxes in the UK for smokers. Its possible to recover the cost of your flight without too much expenditure. But does take a little planning and an eye for what you know will sell. If flying via Muslim countries be aware of Alcohol restrictions on leaving the Philippines although in Qatar never seen so much alcohol for sale but cant fly to Qatar with it but can buy at the airport???

  
• Pause for Thought

  Many things move and many things have stopped lately due to changes in life.. and the beginning of a new member of family our daughter. But it also gave time for reflection and the slow work suddenly took a turn for the better.. First major contract came in my wife went into the beginning of labour just before I started my first hour at work and I got a text to say our baby has been born on route back an hour on route.. Not just a beautiful child but the bringer of luck. Things are about to get back on track after losing several weeks waiting for work to come in and the new contract just about covers the time lost. So no real time is lost.. so just about back on budget.
  The formation of the family also has brought everyone closer together and its good watching my wife with Kik (our daughters nickname). But also puts everything into context and how everything needs to be a success and the thought of just trying isnt good enough.. A lot more thought goes into ideas but will all take time to get in motion. But will happen.. as and when possible. If you are looking at doing the same you need to sit and make realistic targets and look at what you can do if country hopping for work. The influx of polish workers made it difficult to drop into manual labour this time. So one of the things I will be doing before returning home to Cebu is qualifying as a HGV Driver (truck driver) so at worst on my next visit I should be able to pick up almost instant work.. Its funny how im virtually an immigrant in the UK except without the passport hassles of overseas workers. But watch this space things are starting to move!

  
• Retirement to the Philippines

  You probably read this and will either think good idea, to late or too soon. Simply there is no time like the present to setup your retirement. Im not one for banks or reliance on any financial institute because quite simply they are there to make THEM money from yours. If the markets shift down you lose.. if they go up you gain a little. Point being there are easier ways to make money. Dont get me wrong you will always need an income. But property rentals or small businesses that can generate incomes or can be run for a small amount of time would probably be a better option. So if your reading this you are probably thinking about how to retire and if your thinking about it this is the right time to start doing something about it.Dont rely on a pension fund that you have paid into for X amount of years because its not inflation proof and if youve got a good pension you have more than likely had a good income up until then so wont be too worried. Either way you should start looking to sprout roots. The advantages the Philippines has over many countries is the weather and cheap employment. Aswell as the ability to own cheap property if you have a Filipino party who you trust with the assets. Otherwise maybe better at looking at renting back in your homeland and renting in the Philippines. Each country has different variables for properties so I would strongly advise a lot of research before any commitments. Myself the UK is over inflated about to have a bubble burst and a deflation in houses but not on the same way as the U.S. quite simply we have to many migrants a house going bust can be easily filled with potential tennants. But buying a house I cant justify for the long-term in the UK. So im heading home to Cebu and developing houses there with my wife. This not only gives us the benefit of an income but a long-term stable income at that. I believe for any investments you need to look over everything to make sure the decisions are right and that its right for you. Property is something that can go good or bad if being constructed by yourselves in any country. But I know of many horror stories from materials being stolen by the builders, overcharging and money theft to name but a few. You need to be either on the ground or have someone with authority and can be trusted to represent you. You will be seen often as the “rich kano” so stealing from you isnt seen to much as a crime because you can afford to lose it…right?? Well simple answer to this is be ruthless dont cut slack and if you give an inch make sure the people are aware why. Dont act without reason and if working with a bonus system for working harder etc. Pay the workers in food not extra money, the food is benefit to all money is likely to end up being drunk and a sick worker for the following day. Before anyone shouts this as a racist comment its not its worldwide. You have any construction workers give them a heavy bonus and they drink it. Ive been there, done it and got the T Shirt. I was a contract carpenter for many years and when on the bigger contracts alcohol was normal after a working day and spending $500 a week just in bars was accepted with all the guys I worked with. Then $5000 a week was being earned. Point being pay in food if you can otherwise you could damage your own productivity. Monitor what equipment you have and book it all back in at night. Deal with the materials yourself or with someone who can be trusted as there is likely to be things disappearing quicker than you can count it. Best advice is be there yourself if possible so you can see how things work. This will also give you the opportunity to understand the working methods as they differ from the west considerably. Something that gave me frustration when trying to complete a job that with the right mix takes 2hrs in the UK but in RP with cement several days.
  Business investments for retirement can be very high risk in the Philippines so strongly advise looking around for other ideas if possible. The problems with corruption, competition and jelous locals could scare the best of us. Aswell as possibility of imprisonment or death.
  So just take your time over looking at new avenues of business.

  I have no money to invest!
  Ok well there are more ways to make money than your currently looking at. If you browse the forum for small business ideas it will give you an idea of things to look at.
  http://www.forums.tropicalpenpals.com/

  Not every idea is going to suit you but the list is just to give you some ideas to get started. There are lots of jobs people quite simply cant be bothered to do or dont have the time to do. Setting these up on a few hours a night or every other weekend etc. Will soon build a fund. I advise banking it seperate to your general funding this way you can see a “retirement fund” growing. Which if you play things right and invest a little of it here and there in ideas and expansion you will start to develop a small business geared towards your retirement. Hopefully not before you get too old.. Aswell as managing your existing employment which keeps the bills paid.

  What are you going to do in the Philippines? Well you will be surprised at how many people spend a lot of time doing a little but seem to be tired by the end of the day. Day to day things run a lot slower in RP and one thing you will learn is there is no rush!! this is what your gaining in life.. a world that has time for everything and your well being.. chatting with neighbours, visiting houses for dinner, having people over. Many of the routine things that are now missing in the West. There is also sailing,boating,diving,treking,motorbiking,exploring islands to name but a few things to fill your time.
  I love the Philippines and I hope you will do too.

  I dont have all the answers but one thing i will say “START PLANNING AND DOING NOW” put it off and before you know it a couple of years have past and you still havent started. I would love to know peoples ideas and things they get upto regarding aiming for retirement. Please add your replies.

  

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